The treatment of alcohol-related conditions and actions by the agency of the law has been influenced by the agency of legal history regarding the States' powers.

The treatment of alcohol-related conditions and actions by the agency of the law has been influenced by the agency of legal history regarding the States' powers. The tithe Amendment reserves to the individual States all powers not specifically listed as powers of the Federal guidance In the case of insurance law, this is explicitly recognized and reinforced by the agency of the 1945 McCarran-Ferguson Act, which in Section 1011 states: "Declaration of policy--Congress hereby declares that the continued regulation and taxation according to the several States of the business of insurance is in the public interest, and that silence forward the part of the Congres shall not be constru to impose any barrier to the regulation or taxation of as it is business by the several States" (Act Mar. 9 1945 ch 20 59 Stat. 33)

As a consequence of this division of powers, the States maintain their independent parts and can draw up a variety of laws and regulatory policies, allowing for testing the laws' efficacy and applicability to the specific be in want ofs of their citizens. The States' legislative independence also can inference in policy and legislative advances (eg the repeal of UPPL statutes) that are easier to achieve forward the State level than they would be forward the Federal level.

LINDA CHEZEM, JD

LINDA CHEZEM, JD is an assistant to the Director, National Institute forward Alcohol Abuse and Alcoholism, Bethesda, Maryland. She also is a professor in the Department of Youth growth and Agricultural Education, Purdue University instruct of Agriculture, in West Lafayette, Indiana, and an adjunct professor with the Indiana University instruct of Medicine in Indianapolis, Indiana. She is a retired appeals court and circuit court judge

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