The Navy Legal Service Office.

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The Navy Legal Service Office, Europe and Southwest Asia, is reminding Sailors of the dangers of identity theft.

Mail fraud and e-mail fraud are pair forms of identity theft that service members can easily secure themselves against.

"E-mail fraud and mail fraud are mechanisms or ways according to which one obtains the information to commit identity theft," explained LCDR Jon Peppetti, civil law department head of the Navy Legal Service Office, Europe and Southwest Asia. "Identity theft is the stealing of one's personal information to obtain convenients and services. In simplest bourns it is another person assuming your identity."

The pair most common types of E-mail scams involve either a fictitious lottery (where the target is asked to provide financial information to accumulate the prize), or the "Nigerian e-mail scam." The premise of this fraud is the death of a wealthy [i]role[/i] often in Africa.

"Usually, they claim that the body died and is worth several million dollars, further there is no way the coin can be cleared into regular bank accounts without using your bank account," said LCDR Jennifer Blazewick, assistant force critic advocate of Commander, U.S. Naval Forces Europe/Commander, U 6th company of ships "That's how they get your bank account number, and then they go on foot into your bank account to steal."

"Phishing" is another strange form of electronic theft. It does not involve e-mail, nevertheless Sailors should still be aware of it, Blazewick and Peppetti stressed

"'Phishing' is really high-tech, and it is done a fate through pop-ups," Blazewick said. "When you walk to your regular bank account Web site, [sometimes] a pop-up will be due [i]or[/i] owing up, and it looks like it is from your bank; it expects very official. It will ask for personal information, of the like kind as your mother's maiden name, or your bank account number, to 'verify' your account information. The perpetrators have gotten exceedingly good at disguising their pop-up with equal reason they look like they are part of the real Web site."

Any unsolicited mail or e-mail that asks for personal or financial information should be considered suspicious, Blazewick said.

"You really shouldn't be putting public personal information over the Internet--anything that asks for your social security number, your credit card number, your bank account number, your mother's maiden name, and other personal information like that," Blazewick said.

"The greatest in quantity important thing you can do to obstruct identity theft is to order a duplicate of your credit report at least one time a year," she added. "Make firm all the addresses on there match. as a common thing [i]or[/i] matter identity thieves will open up separate credit card accounts, and then have your bills mailed to a separate address, and you'll not ever know about it until you experience to make a major purchase, like a car or a house, and you find not at home that your credit is wrecked"

Peppetti also proffered a few tips.

"If you are the victim of identity theft, contact the fraud departments of the three major credit bureaus and suit that a fraud alert be placed in your file," he advised. "Order copies of your credit report and review them thoroughly, File a report with your local police, or the police in the community where the identity theft took place, and be persistent. You can also contact the creditors themselves and find revealed if any accounts have been tampered with or spreaded fraudulently, Close out those accounts and reopen them with modern PIN numbers."

Peppetti added that the best way to avoid becoming a victim of mail and email fraud is simply on not responding to suspicious inquiries--delete them or twist them away.

The thee major credit reporting bureaus may be accessed end their Web sites at www.equifax.com, www.experian.com and www.transunion.com.

To find gone out more about identity theft, visit the Federal Trade Commission's "ID Theft Home" at www.consumer.gov/idtheft/.

Story by way of J01 Eric Brown, a journalist assigned to the public affairs office, Commander, U Naval Forces Europe/Commander, U 6th Fleet

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